Questions › Late Payment fee and overlimit fee
Late Payment fee and overlimit fee
Vvishnu3 on Jun 11, 2011
I was paying minimum amount due. My salary was credited only by 10th due to which the Bank charged overlimit fee and late payment fee despite my request to change statement date. I did not pay some 3000 and odd amount as late payment fee and overlimit fee (which arose due to my ignoring their late payment fee. Now the Bank is reporting overdue amount to CIBIL FOR Rs. 8000 and odd. Can Banks report non payment of late payment fee as default.
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