Dear Sir, Myself Mohammed Sajeed. I Have been Purchase a LG Smartphone by Capital First. My Payment Was Due only Rs 2143. The Collection Executive Visit to my home for collect the amount. so i said i will pay in the next time with the penalty. because this month i did not get the salary. so the collection executive was told me to otherwise handover the device. so i said him to come day after tommarrow. As i said . he came to collect the device. first i verify him. exact he is a such person of the capital first. i confirm he is the agent of the company. i have handed over the phone to person. Agency Name : S.S Enterprises Agent Name : Mr. Akula Srikar I Have requested for receipt for handover. so he said, you will get the noc after sumbiting the device to the company. Also he shows me the capital first software by his name login and logoff details. also i have all the screenshoots.Day by day the amount is increasing amount. i have complaints and visited to office so many times. they are telling to pay all the amount. Kindly help me on this. my cibil is effected very bad. kindly show me the way exectly. And one more request. how many days it takes for NOC. Thank You