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Account Created by the Bank which is not related to ME

 Babu Likith on Mar 20, 2017
I Babu H I hava S/B Account in Iob Bank Ac No 360301000000356 in KG Halli Bangalore has opened the Gold loan in the date of 11-06-2014 for the amount of Rs.36,000.00 in account no.360303121400005. I have the closed the Account on the date of 27-02-2015. But on the same date of 11-06-2014 another Gold loan account was opened for amount of Rs. 36,000 in my name. When I have enquired in the Bank, Bank manager said that " This account is not available in your bank A/c No. 3603201406400005". But is Showing in my CIBIL Score this A/c No. 3603201406400005 is there. It is Dropping my Cibil Score. Please look to this Problem.
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Answers

Dear Sir,

Get confirmation with bank regarding closure of your gold loan account and if possible get a statement from them and forward it to the CIBIL . Tell them that you had closed the gold loan and if possible scan the bank statement (CLOSED) to them.

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