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2 pan cards under same name with fathers name different

 ckanta851 on Oct 16, 2014
Hi, I am holding one pan card till 2011 and after that in 2012 my father has changed his name and i have applied for new card and got new pan card with changed fathers name. I am using new pan card for my all cards and loans .however recently i have applied for personal loan and credit team of bank has found 2 pan crads under my name however i have denied earlier pan card but now credit team of bank has found 2 pan cards and reject my loan application and said we are inversigating it further and report forgery in cibil records against me and told me to take my name in defaulters list and will take action against me. Please guide how to save from that and to clear my name in cibil. detailed reply expected
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